Author DM Celley

David Celley

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HOW LIFE INSURANCE COMPANIES ARE IMPACTED BY PRIVATE-MARKET FIRMS

Leave a Comment / Current Interest, Economics, Investing, Stock Markets /

Life insurance companies do not always make a profit from the insurance underwriting portion of the business.  Most of the profit comes from investing the policyholders’ premiums and realizing the financial returns.  In a way this amounts to a double-edged sword of risk taking—first in the underwriting of insurance policies, and secondly in the management […]

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THE PAMPHLET THAT LED TO THE AMERICAN REVOLUTION

Leave a Comment / Government Policy, History, World Events /

On January 10, 1776, a 47-page pamphlet authored ‘by an Englishman’ was published in Philadelphia.  In three months, the pamphlet sold 100,000 copies to the two million residents of the thirteen colonies in North America.  During the duration of the American Revolution, the sales number grew to about 500,000 copies including those that were not

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WHAT WAS LIFE LIKE IN THE U.S. DURING PROHIBITION?

Leave a Comment / Culture, Economics, Government Policy, History /

On January 16, 1919, the 18th Amendment to the U.S. Constitution was ratified by the requisite number of state governments and became the law of the land ending the manufacture, importation, or distribution of most alcoholic beverages.  For the next thirteen years, this country went officially dry, but what actually happened as a consequence of

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THE STORY OF THE PANAMA CANAL

Leave a Comment / Economics, Government Policy, History, Technology, World Events /

For centuries European seafarers have been looking for a short, safe way to sail merchant ships to Asian ports in order to capitalize on the lucrative trade possibilities.  The North and South American continents soon had their own trading possibilities, but to get to the big prize, these continents had to be circumnavigated.  To sail

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IS NOW THE RIGHT TIME TO INVEST IN CHINA:  PART III

Leave a Comment / Current Interest, Economics, Government Policy, Investing /

This is the third in a series of blogs regarding private foreign investment in Chinese companies.  Efforts are underway in Beijing to stimulate the Chinese economy to return it to its former levels of growth.  Ordinarily this would provide potentially outstanding opportunities for foreign investors, but there are a number of pitfalls remaining that should

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INTEREST RATES ARE LEVELING OFF, BUT WHEN WILL THEY DECREASE?

Leave a Comment / Economics, Government Policy, Investing /

Although the Federal Reserve has said that it will leave the door open for more interest rate hikes should rampant inflation revive, the interest rate tightening cycle is nearly complete.  The rampant inflation factor in the economy has been checked for now, but how soon will interest rates be reduced? Too Low Too Long:  Since

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